Your contact page at your site states that you only respond to inquiries from residents in your Congressional District. However, I urge you to read my Open Letter regarding some of the many systemic problems with credit reporting and to RESPOND with your position on the issues and especially about Capital One's failure to report the credit limits for credit cards.
The subprime crisis was primarily caused by inaccurate credit reporting, artificially low FICO credit scores and lying loan agents. Fair Isaac designed the credit scoring formulas to unfairly lower credit scores and the credit bureaus deliberately produce inaccurate credit reports to further hurt consumers and to maximize profits for their clients, the banks.
And no, I'm not delusional. I'm fully aware that campaigns are financed by the industry and that many legislators will ignore me.
The point of this exercise is to document and publicize the extent of corruption in America at my various websites, accessed over 2 million times. Currently my most popular site is my blog about my litigation against the credit bureaus, creditors and collectors at http://creditsuit.org/.
Hopefully a few representatives will care about their constituents enough to introduce and sponsor PRO consumer amendments to the Fair Credit Reporting Act and the Fair Debt Collection Act.
I will be happy to answer any questions by you or your staff and I hope to hear from you soon.
Sincerely,
Christine Baker http://creditlegislation.org/
I didn't have to change to his state and zip code to submit my message:
Thank you for your feedback! Dear Constituent, Thank you for sending me your e-mail. I appreciate your correspondence via the internet. I am writing to acknowledge that your message has been received. I regret that the large volume of correspondence I receive prevents me from responding to you immediately. I appreciate your understanding and patience while I get back to you. As your Representative in Congress, I value you taking the time to share your comments and concerns with me. I am interested in learning about the issues that are important to you so that I may better serve the needs of our community. Thank you again for your e-mail correspondence. Please continue to call on me whenever you believe I can be of service. Sincerely, Luis V. Gutierrez Member of Congress
Subject: Thanks for completing our feedback form
To: christine@bayhouse.com
Dear Constituent,
Thank you for sending me your e-mail. I appreciate your correspondence via the internet. I am writing to acknowledge that your message has been received.
I regret that the large volume of correspondence I receive prevents me from responding to you immediately. I appreciate your understanding and patience while I get back to you.
As your Representative in Congress, I value you taking the time to share your comments and concerns with me. I am interested in learning about the issues that are important to you so that I may better serve the needs of our community.
Thank you again for your e-mail correspondence. Please continue to call on me whenever you believe I can be of service.
